Federal Perkins Loan
What happens when you leave Fort Hays State University?
When you graduate, leave or drop below half-time status, you are required by Federal Perkins regulations to complete an Exit Counseling interview. Contact ECSI to complete your Exit Counseling. ECSI provides convenient repayment options, automated direct payment and online debit/credit card options.
Deferments, Cancellations and Loan Consolidation
Federal Perkins Loan borrowers are eligible for deferments and cancellation based on the terms of your Federal Perkins Loan Master Promissory Note. Deferments may be granted if you return to school to seek a degree and are registered at least half-time.
Deferment forms can be obtained at ECSI. If you are unsure which deferment/cancellation to apply for, review the list of possible deferments/cancellations including the conditions under which each can be granted.
Your payments will not be suspended while waiting for the appropriate official certification of your deferment or cancellation.
Your Federal Perkins Loan may be eligible for consolidation. If you are interested in consolidating your Federal Perkins Loan with other student loans, be sure to check out ECSI's Loan Consolidation information. After you have consolidated, you will be subject to the terms and conditions of the consolidating agency and no longer be eligible for deferment or cancellation benefits through the Federal Perkins Loan program. It is your responsibility to provide the consolidation company with your loan information.
1098-E Information
ECSI will mail your IRS Form 1098-E in January for the previous year to the address last provided to ECSI unless you completed "eTax Document Sign-Up" through its website. If you do not receive your IRS Form 1098-E, contact ECSI through its website or by phone at 866-428-1098.
Questions about the Federal Perkins Loans
Contact ECSI at 888-549-3274 or by email.